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Mortgage News

What are the Differences Between 15- and 30-Year Fixed Mortgages?  

Fixed-rate loans are the most popular type of home mortgage in the country, with the majority of homeowners opting for a 30-year fixed mortgage. However, 15-year fixed mortgages offer a lot of benefits for the right type of borrower. To help you decide which one is right for you, here are the basic differences between the two loan types. 

How Much Home can I Really Afford?

When people start looking for a house, the first question most people ask is how much home they can reasonably afford. People want a house that is large enough to suit their needs. However, everyone has a budget that they don't want to exceed. Figuring out this budget is the first step, and some of the key factors that determine the amount of home people can afford are discussed below. 

Questions You Should Ask Before Filling Out a Mortgage Application

Few people can pay for a home with cash and therefore most people are looking to take out a mortgage to pay for the rest of their house. There is a wide variety of factors that people need to consider before filling out a mortgage application and this process starts by asking the right questions. With this goal in mind, here are some of the questions that everyone should ask.