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HARP Loans 2.0 Allow More Homeowners to Refinance

Get lower payments, a secure interest rate, and avoid foreclosure.

Home Affordable Refinance Program, or HARP loans help homebuyers who are struggling to stay out of foreclosure, even if they owe more than their home is currently worth. Midland Mortgage Corporation will tap into this new lending program to lock you into a new, lower interest rate and smaller monthly payments. With recent changes to the HARP program, we’re able to help even more buyers, so don’t hesitate to contact us right away.

HARP loans are perfect for borrowers who:

  • Have an existing mortgage with a good payment record
  • Are underwater or have limited home equity
  • Need to refinance to escape high interest rates
  • Want to avoid appraisal fees and additional mortgage insurance

Due to recent changes, if you were denied for a HARP loan in the past, your Midland Mortgage Corporation consultant may be able to get you approved. Let us plan your application for quick and stress-free loan processing.

You may be surprised to learn who can qualify for a HARP loan:

  • Those with second mortgages
  • Those who owe more – sometimes much more – than their home is worth
  • Those who’ve been denied for a HARP before
  • Those who want to refinance a second home, or vacation or investment property
  • Those currently paying PMI

Some of those points may surprise homeowners who previously looked into HARP financing, but the program has changed in significant ways. It is also quite different from lender to lender, so if one mortgage loan specialist couldn’t get the job done, visit the top experts in the business. We’re happy to help homeowners in SC, NC, GA, VA, AL, IL, OH, LA and MD refinance their loans and access historically low interest rates.

Midland Mortgage Corporation represents the interest of buyers throughout the United States. If you’re ever in need of specialty financing, contact us. We’ll walk you through all of your viable options, including Government CP loans.