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Serving SC, NC, GA, VA, AL, IL, OH, MD & IN

Midland Mortgage, a pioneer in the residential mortgage industry, has helped thousands of home buyers make home ownership possible, for over 30 years. Employing a skilled staff of knowledgeable loan officers, Midland Mortgage can help you find the perfect loan for your needs. Our loan officers possess a wide variety of lending specialties and each relies on years of experience to help you purchase your home as quickly and simply as possible.

At Midland Mortgage, we are strongly committed to providing our clients with prompt, personal service. We proudly offer our clients an incomparable variety of loan programs with the most competitive rates available. If you’re buying, building, refinancing, renovating, or are a first time homebuyer – Midland Mortgage can make it possible for you! Best of all, it’s easy to get started today! Learn more about all of our mortgage loan programs or simply begin filling out an online mortgage application.

Mortgage News

Divorced? What You Need to Know About Completing a Mortgage Application

Before applying for a mortgage after you have gone through a divorce, you need to gather as much information as possible. It is a risky affair that must be approached with a lot of caution. Unlike getting a mortgage in 'ordinary' circumstances, there are a lot of legal documents that must exchange hands for the mortgage to be complete. This process can be daunting, especially if you are getting a mortgage soon after finishing the divorce process. 

How Much Should I Expect to Pay in Closing Costs with Various Mortgage Loan Programs?

Closing fees are associated at the end of a real estate transaction when the title deed is transferred to the buyer. Both buyers and sellers can incur closing costs. Closing costs tend to vary depending on where you live and often include loan origination fee, title insurance, escrow deposit, pest inspection, survey fee, appraisal fee, underwriting fee, recording fees, charges for inspection requested by your lender, and title search fees just to name a few. 

How Long Can a Mortgage Rate Be Floated?

The answer to this question is complicated and depends heavily on your specific situation. Whether or not to lock or float a mortgage rate is a crucial decision for both the borrower and the lender. This one decision will determine what interest rate a homeowner will pay each month for the next 30 years. If you decide to lock your mortgage rate, you are guaranteeing a certain interest rate on your mortgage that will not change, even if mortgage rates spike after your rate has been locked in. However, borrowers often decide to float their mortgage rates even though it can sometimes become a gamble. If you choose to float your rate, your mortgage rate is subject to change until it is locked.