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CONTACT one of our experienced mortgage professionals
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MORTGAGE LOANS

Serving SC, NC, GA, VA, AL, IL, OH, MD & IN

Midland Mortgage, a pioneer in the residential mortgage industry, has helped thousands of home buyers make home ownership possible, for over 30 years. Employing a skilled staff of knowledgeable loan officers, Midland Mortgage can help you find the perfect loan for your needs. Our loan officers possess a wide variety of lending specialties and each relies on years of experience to help you purchase your home as quickly and simply as possible.

At Midland Mortgage, we are strongly committed to providing our clients with prompt, personal service. We proudly offer our clients an incomparable variety of loan programs with the most competitive rates available. If you’re buying, building, refinancing, renovating, or are a first time homebuyer – Midland Mortgage can make it possible for you! Best of all, it’s easy to get started today! Learn more about all of our mortgage loan programs or simply begin filling out an online mortgage application.

Mortgage News

What Documentation Does a Self-Employed Person Need to File with Mortgage Lenders?

Applying for a mortgage 

Benefits of the FHA Mortgage Loan Program

If you plan to buy your first home, don’t overlook the benefits of an FHA loan. The FHA mortgage loan program allows individuals to obtain a home loan backed by the federal government. This does not mean the government funds the loan, but it does provide a level of insurance that safeguards the investment. As a result, it is a less risky loan for mortgage lenders to take on. That creates several key opportunities for homeowners to save money.

 

Who Determines the Rate of My Mortgage?

It’s natural to want to put a human face to the seeming randomness of who exactly determines the rate of your new mortgage, and a major hint is that it does not come from your lender. Indeed, your past credit performance plays a role, as does the location of your new home and several other factors, but if you absolutely need a name to put with the numbers, you can use either Fannie Mae or Freddie Mac. 

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